Image everything in your apartment was destroyed by a fire or smoke, or a water leak…… let us help you protect what matters most!

Liability Coverage

This coverage protects you from paying for people’s injuries or damaged property you’re responsible for replacing. You are covered for the following:

  • Personal injury to others
  • Damaged property of others


Coverage for Personal Possessions

This coverage provides a means of replacing damaged or ruined personal belongings. This coverage is usually applying to certain risks “perils”. You are covered for the following:

  • Appliances
  • Furniture
  • Clothes
  • Electronics
  • Personal items

A Policy Typical Covers:

  • Fire & Smoke
  • Theft & Vandalism (off premises in some cases)
  • Weather damage: wind, hail, lighting, Snow and ice
  • Fallen objects
  • Water leaks & Damage from plumbing, appliance damage or sprinkler damage
  • Electric surges
  • Injury of a Guest