Condominiums and Cooperative Apartments

Personal insurance

This policy covers you if you are a victim of theft, fire or other disasters listed in your policy. Liability protections is also included.

 

Master insurance

This policy covers the areas you share with other owners in your building. Liability and physical damage are both included.

 

Unit assessment

This policy provides reimbursement for your portion of an assessment all unit owners must pay in covered loss.

 

Water back-up

This policy covers damaged property from back-up of sewer, drains or pipe burst.

 

Floater or endorsement

This is a modification or addition to your insurance policy.