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About Automobile Insurance
Consider the potential costs of accidents—damaged vehicles, medical bills, or even legal fees if you’re found at fault. Insurance steps in to cover these burdens, ensuring an unforeseen mishap doesn’t break the bank. Moreover, many places legally require drivers to have insurance, making it not just a smart choice, but often a mandatory one. Additionally, with the right coverage, you’re safeguarded against those drivers who might not be as insured as they should be. And then there’s the peace of mind that comes from knowing you’re protected against theft, vandalism, and other non-accident damages. So, while navigating the world of auto insurance can feel daunting, its role as a safety net makes the journey worth it. If you find yourself uncertain about the coverage specifics or limits, remember that we are always there to guide you, ensuring you get the protection tailored to your needs.
Examples of Auto Insurance Coverage
Personal auto insurance can be confusing and even downright complicated. Unsure of limits or what coverage is needed? Let us assist you in protecting what matters most.
Bodily Injury Liability
Bodily injury liability coverage will help pay for another person’s injuries in a car accident for which you are found to be at fault. Bodily injury liability coverage provides a split limit and single combine limit. Split limits are per person and per accident. Single combined limit is the max per accident. For example, $25,000/$50,000 $25,000 is the maximum payout per person and $50,000 is the maximum payout per accident.
Medical Payments or Personal Injury Protection
Property Damage Liability
Comprehensive coverage may help protect your car against damages that are not related to a collision. Some of the damages covered are:
- Falling objects
- Damage done to your car by animals
- A civil disturbance (like a riot that results in damage or destruction of your car)
Uninsured and Underinsured Motorist Coverage
If your vehicle has stopped running due to non-accident-related events (e.g. mechanical or electrical breakdown), use your roadside assistance coverage. Roadside coverage often includes:
- Tire Changes
- Battery service (jump-start)
- Labor costs once you’re at the mechanic (but not parts)
- Gas, water, and oil delivery
- Lockout service
Our Clients Love Us
My family uses TR Insurance agency for many of our insurance needs. The staff is always professional and responsive and knowledgeable. They go above and beyond to assist and do whatever it takes to provide the services that are needed. Thanks to TR Insurance Agency for all of your hard work!
- Shana Washington
I called and within Minutes I had quotes for home and auto insurance and they treated me as if I had been dealing with their company all my life from day one I really appreciate your help and your knowledge I would recommend you guys to everyone I know.
- Bruce Tucker
Every time I have an issue it’s solve in a speedy manner the agency always calls me back right away. Great agency with great people. I’ve recommend to my friends. Thanks for all u do.
- Karen Misilmeri