Condo & Co-Op Insurance
Our expertise lies in meticulously reviewing and evaluating insurance contracts. Tailoring a condo and/or co-op insurance program that perfectly aligns with your requirements. Let our team work with you to get the best insurance rates possible. Contact us today to receive a free personalized quote.
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About Condo & Co-Op Insurance
Owning a condo or a co-op is distinct from owning a standalone home. While these types of properties offer the benefits of homeownership, they also come with shared communal spaces and interconnected living. This dynamic introduces a range of potential risks that require specialized insurance coverage.
Examples of Condo & Co-Op Insurance Coverage:
Condominiums and Cooperative Apartments
Condo / Co-op can be very complex in coverage. What is covered, how is it covered, who covers what? Let us assist you in protecting what matters most.
While your condo association or co-op board may have insurance, it often only covers the building structure and common areas. Personal condo/co-op insurance ensures your personal belongings inside your unit—like furniture, electronics, and clothing—are covered against perils such as theft, fire, or water damage.
If someone were to get injured inside your unit, or if you were to accidentally damage a neighbor’s property, you could be held financially responsible. Personal condo/co-op insurance provides liability coverage, helping with potential legal fees and medical expenses.
This policy covers the areas you share with other owners in your building. Liability and physical damage are both included.
This policy provides reimbursement for your portion of an assessment all unit owners must pay in a covered loss.
This policy covers damaged property from a back-up of sewer, drains, or pipe burst.
Floater or Endorsement
This is a modification or addition to your insurance policy.
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